Obermatt

Admiral

LSE:ADM · GB00B02J6398
InsuranceLarge

360

30
EV / EBIT35
Price / Owner Earnings31
Owner Earnings Yield44
Dividend Yield51
Price/Sales33
EV / Gross Profit38
Price/Book12
Returns on capital83
Profit margins75
Cash Conversion10
Accruals26
Owner Earnings Margin62
Sales growth73
Profit Growth43
Long-Term EPS Growth82
Owner Earnings Growth13
Reinvestment10
Price momentum32
Debt load25
Debt serviceability26
Liquidity64
Analyst ratings26
Opinion Changes50
Price Target Upside8
Market mood29
Value Creation12/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Admiral clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Profile

CountryUK
IndustryInsurance
SizeLarge
TypePublic Company
ExchangeLSE
Founded1999
Employees4,300
ISINGB00B02J6398
Last UpdateApr 2, 2026

Description

Admiral Group plc engages in the sale and administration of private motor insurance and related products in the United Kingdom, Spain, Germany, and Italy. Segments UK car insurance The UK Car Insurance Segment sells, administers, and underwrites p…

Analysis

Beloved champion

Admiral Group plc sits in the top corner of our grid: excellent business, premium price; every investor already knows the story.

On valuation, the picture is attractive. The owner-earnings multiple stands at 15.0×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around 2% a year, against analyst forecasts of 8%. The price, in other words, assumes less than the experts do.

Growth is moderate; the safety picture is stretched. The company scores 12/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
4
2023202420252026

All-time high

33

Mar 2026

All-time low

1

Jan 2025

Average rank

7

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
33
28
1
1
Price/Earnings
29
23
3
7
Price/Book
12
3
1
3
Dividend Yield
51
57
47
55
Value (overall)
20
19
9
11

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →