Obermatt

Aviva

LSE:AV. · GB00BPQY8M80
InsuranceLarge

360

15
EV / EBIT100
Price / Owner Earnings8
Cash yield95
Price/Sales91
EV / Gross Profit97
Price/Book27
Returns on capital34
Profit margins20
Cash Conversion4
Accruals46
Owner Earnings Margin4
Sales growth9
Profit Growth85
Long-Term EPS Growth82
Owner Earnings Growth69
Reinvestment67
Price momentum28
Debt load9
Debt serviceability85
Liquidity51
Analyst ratings35
Opinion Changes72
Price Target Upside68
Market mood93
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Aviva generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryUK
IndustryInsurance
SizeLarge
TypePublic Company
ExchangeLSE
Founded1990
Employees18,353
ISINGB00BPQY8M80
Last UpdateApr 2, 2026

Description

Aviva plc provides long-term insurance and savings, general and health insurance, and fund management products and services worldwide. The company’s business operates across four main market sectors - life insurance and savings; general insurance, ac…

Analysis

Weak and unloved

Aviva plc is weak and unloved: below-average business metrics and a price that reflects that disappointment.

The price is fair. You pay 18.3× its owner earnings: the cash an owner could take out each year, which is in the historically fair zone. At today's price, the market is assuming roughly 5% yearly growth; analysts expect 12%. The price, in other words, assumes less than the experts do.

The trajectory is tepid and the balance sheet is stretched. The company scores 20/20 on our value-creation score: strong value creator. Analysts lean positive.

What to watch: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
89
2023202420252026

All-time high

89

Jun 2026

All-time low

39

Jan 2026

Average rank

47

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
91
78
79
80
Price/Earnings
61
49
46
89
Price/Book
27
52
56
87
Dividend Yield
95
75
71
96
Value (overall)
90
67
63
93

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

Similar Stocks

The companies this stock is ranked against.

Compare Aviva with its peers
Verve Group
STO:VER
53
CountrySweden
IndustryMedia
SizeSmall
Full Stock Analysis →
Unicaja Banco
MCE:UNI
12
CountrySpain
IndustryBanks
SizeMedium
Full Stock Analysis →
TwentyFour Select Monthly Income Fund
LSE:SMIF
CountryGuernsey
IndustryCapital Markets
SizeSmall
Full Stock Analysis →
TwentyFour Income Fund
LSE:TFIF
CountryGuernsey
IndustryCapital Markets
SizeSmall
Full Stock Analysis →
Smithson Investment Trust
LSE:SSON
CountryUK
IndustryCapital Markets
SizeSmall
Full Stock Analysis →
SMG Swiss Marketplace Group
SWX:SMG
63
CountrySwitzerland
IndustryInteractive Media & Services
SizeSmall
Full Stock Analysis →

Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →